Test Cards

The test accounts will only accept card numbers that are designated for test purposes. These test cards cannot be used on production accounts.

To test AVS and CV2 verification then the associated CVV and billing addresses are provided for each card. If a different value is used, then the Simulator will mark the responses as ‘not matched’.

Unless stated otherwise an expiry date sometime in the near future should be used.

Test Card Details

Visa Credit

Card NumberCVVAddress
4929421234600821356Flat 6 Primrose Rise 347 Lavender Road Northampton NN17 8YG
454305999999998211076 Roseby Avenue Manchester M63X 7TH
454305999999999068923 Rogerham Mansions 4578 Ermine Street Borehamwood WD54 8TH

Visa Debit

Card NumberCVVAddress
4539791001730106289Unit 5 Pickwick Walk 120 Uxbridge Road Hatch End Middlesex HA6 7HJ
4462000000000003672Mews 57 Ladybird Drive Denmark 65890


Card NumberCVVAddress
49174800000000080095-6 Ross Avenue Birmingham B67 8UJ

Mastercard Credit

Card NumberCVVAddress
530125007000019141925 The Larches Narborough Leicester LE10 2RT
5413339000001000304Pear Tree Cottage The Green Milton Keynes MK11 7UY
543484999999995147034a Rubbery Close Cloisters Run Rugby CV21 8JT
54348499999999935574-7 The Hay Market Grantham NG32 4HG

Mastercard Debit

Card NumberCVVAddress
5573 4712 3456 7898159Mere-vale Avenue Leicester LE10 2BU

UK Maestro

Card NumberCVVAddress
6759 0150 5012 3445 002309The Parkway 5258 Larches Approach Hull North Humberside HU10 5OP
6759 0168 0000 0120 097701The Manor Wolvey Road Middlesex TW7 9FF


Card NumberCVVAddress
35405999999910472092 Middle Wallop Merideth-in-the-Wolds Lincolnshire LN2 8HG

American Express

Card NumberCVVAddress
3742454554000014887The Hunts Way Southampton SO18 1GW

Diners Club

Card NumberCVVAddress*

*Diners Club do not support the Address Verification Service (AVS). For testing purposes, we advise that a separate Merchant Account is used with AVS is turned off.

Expiry Dates

You can change the returned state of the payment by changing the expiry month of the card.

01Y: Fully authenticated
02N: Not authenticated
03U: Unknown authentication status
04A: Attempted authentication
05D: Decoupled authentication
06R: Transaction rejected (do not attempt to send for authorisation)
07E: Unknown error performing 3-D Secure checks
08E: Error due to timeout communicating with the Directory Server
09E: Error due to corrupt response from the Directory Server
10I: Information only
11U: Unknown authentication due to Cardholder not enrolled (error 13)
12C: Frictionless not possible, challenge Cardholder

3D Secure Mode

Y - Authentication Successful.

The Issuer has authenticated the Cardholder by verifying the identity information or password. A CAVV and an ECI of 5 is returned. The card is accepted for payment and authentication data passed to authorisation processing.

A - Attempted Authentication.

A proof of authentication attempt was generated. The Cardholder is not participating, but the attempt to authenticate was recorded. The card can be accepted for payment at your discretion and authentication data passed to authorisation processing.

N - Not Authenticated.

The Cardholder did not complete authentication and the card should not be accepted for payment.

R – Rejected By Issuer.

The Issuer rejected the transaction and must not be accepted for payment.

D – Decoupled Challenge Required.

Decoupled authentication confirmed.

I – Information Only.

3DS Requestor challenge preference acknowledged.

U - Unable To Authenticate.

The authentication was not completed due to technical or another problem. A transmission error prevented authentication from completing. The card can be accepted for payment at your discretion, but no authentication data will be passed on to authorisation processing.

E - Error Checking Authentication.

The Gateway encountered an error. The card can be accepted for payment at your discretion, but no authentication data will be passed on to authorisation processing.